Carolyn Moes Certified Spending Planner
- 'The Money Lady'
My Connection Statement
We work with Brisbane based professionals and small business owners who are frustrated with their day to day money management and want to secure a better financial future. Our cash flow management solutions are designed to give you clarity and control over your money in just a few short weeks, allowing you the freedom to do whatever excites you.
About Me - My Biography
Everyone wants financial success.
Earning money, spending money, stressing about money, lending money, and paying money back takes over too many hours of our lives.
My Money Freedom Framework teaches a unique 8 step process, giving people the opportunity to solve everyday money problems and achieve their ideal lifestyle.
I am the leading expert in helping families achieve success with their money. I work with families who are currently renting, struggling with credit card and personal loan debt and living pay to pay, showing them a way forward to home ownership, being debt free and living the life they truly desire.
Using our unique system I have seen clients go from $80,000 in debt to home ownership in 2 years. I have even seen couples who were under enormous stress and conflict in their relationship start to rebuild this relationship as their money stress disappeared.
My journey started in 2004 when I attended a Cash Flow Clinic held by David Wright from the Spending Planners Institute.
That day I was introduced to a method of money management that blew my mind and changed our family’s world. I spent many years training and educating family and friends in wise money management skills and in 2015 I trained with the Institute to become a Certified Spending Planner.
I am absolutely passionate about my role as a Spending Planner and consistently deliver excellence in service and achieve exceptional results. In 2016 I was named the Spending Planner of the Year and in 2018 and 2020 I received the Founders Award for Excellence in Service.
It is my mission to give people the opportunity to move forward to achieving their ideal lifestyle by teaching them how to bring order and organisation to their personal spending, eliminate debt and start saving for the things that are most important to them. Appointments can be in person, by phone or Zoom – distance is no issue.
My work is my passion. Call me today and take up the opportunity to stop living pay to pay, dump your debt and find the solution to your everyday money problems.
From Worry and Stress to Freedom and Achieving Your Ideal Lifestyle. Because Life’s Complicated Enough!
Offering my clients a personal money management coaching service, personalised advice, customised to their needs, walking the walk with them, helping them restore fractured relationships, the person in their corner giving them a fresh perspective on what can often be, an overwhelming situation.
Taking the time to understand my clients’ needs, while treating them as an individual, and providing a standard of service so high they will want to tell all their friends about it.
Excellence in service and exceptional results.
Making recommendations based on my clients’ circumstances and providing a software program which can be customised to their needs.
Offering a mentoring program tailored, not only to my clients’ individual needs, but also taking into account their time constraints.
I’m passionate about restoring relationships and seeing couples on the same page when it comes to their money journey.
Money stress is the leading cause of friction and tension in the home and often leads to fractured relationships and divorce, which affects not only the couple, but also the children involved in that breakup.
I’m passionate about sharing my knowledge and experience with others and teaching them the skills they need to manage their personal finances.
I’m also passionate about my family, travelling the world, and making a difference in the lives of others.
I love travelling, creating photo books, both online and scrapbooking (given the time), reading, gardening, speaking, and creating a home environment where everyone is welcome to just drop in and enjoy a good cuppa and a chat.
How I Can Help Other Members
Help them to create a secure financial future using my money expertise.
Supporting them in their business by acknowledging their successes and providing networking opportunities where possible.
Encouraging them in their journey.
Why I Became a HerBusiness Member
I often feel lonely in business and want to be a part of a group who will provide support, encouragement, mentoring and accountability to help me build my business and reach my goals.
My Member to Member Offer(s)
YOUR BLUEPRINT TO CREATING THE LIFESTYLE YOU WANT FOR YOUR FAMILY
MONEY IS IMPORTANT, BUT WHAT MOST OF US REALLY SEEM TO WANT IS WEALTH.
Wealth for most of us is not just having ‘lots’ of money, perhaps it is having the freedom to choose our own course, to spend our life in a way that meets our values and delivers on what is important to us.
It’s time to take a step back and look at the big picture of what it is you really want for yourself.
So many of us spend our lives comparing ourselves to each other and then we lose track of what is actually most important to us! Plus, who wants to keep up with the Joneses? They are most likely broke anyway.