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 – What’s Your Freedom Number? Building a Business Around Your Life with Sam White

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What’s your freedom number?

It’s a simple question — but one that has the power to completely change how you build your business.

In this episode, Suzi Dafnis speaks with entrepreneur and Stella Insurance founder Sam White about creating a business that supports not only financial success, but also the life you actually want to live.

After building multiple businesses in the highly traditional world of insurance, Sam made a bold decision with Stella: to create a company intentionally designed around women.

Rather than trying to appeal to everyone, Stella focused deeply on the needs, experiences, and realities of its ideal customer — and built from there.

But this conversation goes far beyond branding and positioning.

One of the most powerful moments in the episode is Sam’s explanation of the “freedom number” — the amount of money you would need in order to step away, create choice, or achieve long-term security. Instead of endlessly chasing growth for growth’s sake, Sam encourages business owners to reverse-engineer their goals from the outcome they actually want.

  • What profit would your business need to generate?
  • Which products are most commercially viable?
  • What kind of business model supports that vision sustainably?

It’s a refreshingly strategic and grounded approach to scaling.

Suzi and Sam also explore the emotional realities of leadership and entrepreneurship.

Sam candidly describes business ownership as “staring into the abyss whilst eating broken glass,” while also explaining that alignment and purpose are what make difficult seasons worthwhile.

You’ll also hear practical insights on:

  • How to build a business that doesn’t rely entirely on the founder
  • Why 90-day sprints help teams stay focused and accountable
  • The importance of designing around your strengths
  • How to stop building a business that drains you
  • Why clarity about who your business is for matters so much

Perhaps the most empowering reminder in this conversation is this:

Your business is allowed to reflect your values.

Whether that means a four-day workweek, a different leadership style, or redefining what success looks like, business ownership gives you the opportunity to build intentionally — not by default.

If you’re at an inflection point in business and wondering what the next chapter should look like, this episode will leave you thinking differently about growth, freedom, and success.

 


 

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About the host

Suzi Dafnis

Hi there. I’m Suzi Dafnis, CEO at HerBusiness. My BIG passion is helping women business owners to grow and scale their business, so that they can create their ideal lifestyle and make a difference in the world. Every day I am inspired by the more than 30,000 amazing women (and men!) in our community and I love finding the best education, mentors, and resources from around the globe, to help them get the skills, knowledge, and support they need to succeed. It’s been my privilege to lead HerBusiness (formerly The Australian Businesswomen’s Network) for the past 23 years (two+ decades – WOW!) because, whilst I’ve enjoyed success in business, I’ve also experienced the highs and the lows – sometimes you can feel on top of the world and in control and other times you can feel isolated, exhausted and stuck. What has made the biggest difference for me has always been having great people around me and having a lifelong commitment to learning. That’s why I am so passionate about the work we do here at HerBusiness – providing a Connection Network for women in business to get the mentors, contacts, referrals, knowledge, and skills they need to grow their confidence, make more money, build their businesses, expand their network and create the lives they love. My entrepreneurial journey started in the spare room of my Sydney apartment in 1994 when my business partner and I started a boutique events company that represented speakers and authors from the USA, here in Australia. Over the years I’ve grown multiple multi-million dollar businesses in the events, publishing and education niches – with teams in Australia, New Zealand, and the USA. Not everything has worked and there has been a degree of trial and error, and a lot of bumps in the road. But I have always had a strong commitment to always surrounding myself with great mentors and like-minded peers – a Connection Network that I can depend on and who can depend on me to be there for them too. I truly do what I love, every day.  

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About the guest(s)

Sam White

Sam White

Sam White is the multi-award-winning Global Founder of Stella Insurance — a female-centric motor insurance business that’s unapologetically led by women and designed for women, with offices in Cheshire, England and Sydney, Australia. Sam launched her first company at 24 from her sister’s conservatory. Two decades later, she leads businesses employing over 200 staff with a turnover exceeding £20 million. Her company was ranked by JP Morgan as one of the top 200 female-powered businesses in the UK, and Sam herself has been named a finalist in both the Great British Entrepreneur Awards and the British Small Business Awards for her human-led leadership approach. A passionate advocate for women in business, Sam created Stella to challenge a traditionally male-dominated industry — designing financial products from a uniquely female perspective. Stella partners with the Women’s and Girls’ Emergency Centre (WAGEC), using a percentage of customer premiums to help fund women to walk away from violence. You can follow Sam on LinkedIn and Instagram, find her as a guest co-host on BBC Radio 4’s ‘Toast’, or tune into her very own show with Radio 4 where she hosts ‘Dough’ — discussing the business behind profitable everyday products and where the smart money’s going next.

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