Carolyn Moes journey to be a Certified Spending Planner started in 2004 when she attended a Cash Flow Clinic held by David Wright from the Spending Planners Institute.
She was introduced to a method of money management that blew her mind and changed her family’s world.
Carolyn has spent many years training and educating family and friends in wise money management skills and trained with the Institute to become a Certified Spending Planner.
In 2016 Carolyn was named “Spending Planner of the Year”. And since then, has received the Founders Award for Excellence in Service in 2018 and 2020.
In her business, “Carolyn Moes – The Money Lady” Carolyn is passionate about her role as a Spending Planner. She consistently delivers excellence in service to achieve exceptional results.
Carolyn’s mission is to allow people to move forward to achieve their ideal lifestyle by teaching them how to bring order and organisation to their spending, eliminate debt and start saving for the things that are most important to them.
What is your expertise
“Offering my clients a personal money management coaching service, personalised advice, customised to their needs, walking the walk with them, helping them restore fractured relationships, the person in their corner giving them a fresh perspective on what can often be, an overwhelming situation.
Taking the time to understand my clients’ needs, while treating them as an individual, and providing a standard of service so high they will want to tell all their friends about it.
Excellence in service and exceptional results.
Making recommendations based on my clients’ circumstances and providing a software program which can be customised to their needs.
Offering a mentoring program tailored, not only to my clients’ individual needs, but also taking into account their time constraints.”
What are your passions?
“I’m passionate about restoring relationships and seeing couples on the same page when it comes to their money journey.
Money stress is the leading cause of friction and tension in the home and often leads to fractured relationships and divorce, which affects not only the couple, but also the children involved in that breakup.
I’m passionate about sharing my knowledge and experience with others and teaching them the skills they need to manage their personal finances.
I’m also passionate about my family, travelling the world, and making a difference in the lives of others.”
How can you help other Members?
- Help them to create a secure financial future using my money expertise.
- Supporting them in their business by acknowledging their successes and providing networking opportunities where possible.
- Encouraging them in their journey.
Why did you become a HerBusiness Member?
“I often feel lonely in business and want to be a part of a group who will provide support, encouragement, mentoring and accountability to help me build my business and reach my goals.”
Do you have any Member to Member Offers
Money is Important, but what most of us really seem to want is wealth…
“Wealth for most of us is not just having ‘lots’ of money, perhaps it is having the freedom to choose our own course, to spend our life in a way that meets our values and delivers on what is important to us.
It’s time to take a step back and look at the big picture of what it is you really want for yourself.
So many of us spend our lives comparing ourselves to each other and then we lose track of what is actually most important to us! Plus, who wants to keep up with the Joneses? They are most likely broke anyway.”